Best Instant Withdrawal Casinos UK 2026: The Ones That Actually Pay Fast

Speed is the one thing a casino can’t fake in a marketing banner. You can dress up a bonus in confetti, you can call a slot “exclusive”, you can paint the homepage gold — but when you request a withdrawal, the clock starts, and either the money lands or it doesn’t. This guide covers the best instant withdrawal casinos UK players have access to in 2026, ranked by how quickly funds actually reach an account rather than how quickly the operator claims they do.

The difference between “instant” and “instant-ish” is where most players get burned. A casino advertising instant payouts might mean 15 minutes for e-wallets and 3 to 5 working days for bank cards. Another might mean genuinely under 10 minutes across the board. This page breaks down which operators sit where on that spectrum, what the withdrawal process actually looks like, and which payment methods give you the fastest route out of a casino with your winnings intact.

How the Fastest Payout Casinos UK Market Actually Works

Before ranking anyone, it helps to understand what “instant withdrawal” means in practice. The phrase gets thrown around loosely in casino marketing, but there are three separate stages to any payout, and each one has its own delay. The casino processes the request, the payment provider moves the money, and your bank or e-wallet receives it. An operator can only control the first stage directly, and that’s where the real differences between casinos show up.

Processing time is the casino’s internal queue. Some operators run automated approval systems that clear requests in minutes, especially for players who’ve already completed identity verification. Others route every withdrawal through a manual review queue, which adds hours or even days before the payment provider even sees the request. The fastest casinos UK players can access have invested in automated KYC and payment processing, and it shows in their payout times.

Payment method matters more than most players realise. A withdrawal to an e-wallet like Skrill or Neteller typically completes in under an hour once the casino approves it, because the money moves through a closed-loop system that doesn’t touch the traditional banking rails. Bank transfers and card withdrawals take longer by nature — even with zero casino-side delay, you’re looking at 1 to 3 working days for the funds to clear through the banking system. And then there’s the verification layer, which we’ll get into properly later, because it’s the single biggest cause of “why is my withdrawal taking forever” complaints.

One more thing worth saying plainly: no casino can pay you faster than its payment processor allows. If a site claims “instant bank transfers” but the underlying provider settles in 24 hours, the marketing is doing heavy lifting. The operators listed further down this page have been assessed on realistic payout windows, not aspirational ones.

Top 10 Fastest Payout Online Casinos UK 2026

Here’s the ranked list, ordered by overall payout speed across the most commonly used withdrawal methods. These are operators currently represented on the UK market, assessed on processing efficiency, payment method coverage, and how well their withdrawal infrastructure holds up under real-world conditions rather than lab tests.

1. Ladbrokes — One of the oldest names in British gambling, and its withdrawal infrastructure reflects decades of operational experience. Ladbrokes supports a wide range of payment methods including debit cards, e-wallets, and bank transfers, with e-wallet withdrawals typically processed within a few hours once verification is complete. The operator’s long history in the UK market means its payment systems have been pressure-tested through every regulatory change of the past two decades.

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2. Coral — Coral sits in the same operational family as Ladbrokes and shares much of the same payment processing backbone. E-wallet withdrawals are generally quick, often clearing within the same working day, while card withdrawals follow the standard 1 to 3 day window. The casino’s app-based withdrawal flow is straightforward, which matters more than it sounds — a clunky withdrawal interface adds friction at exactly the moment you want none.

3. Goldenbet — A newer entrant compared to the household names, Goldenbet has built its reputation partly on payout speed. The operator supports multiple e-wallet options and processes withdrawals efficiently for verified accounts. Newer casinos often move faster on payment processing because they’ve built their systems around modern automation rather than legacy infrastructure, and Goldenbet is a reasonable example of that pattern.

4. 888 Casino — 888 has been a fixture of the online casino world since the late 1990s, and its withdrawal process is mature and predictable. E-wallet payouts are among the faster in the industry, typically completing within 24 hours of approval, with some methods clearing much sooner. The operator’s verification process is thorough, which means first-time withdrawals can take longer — but once you’re through it, subsequent payouts move quickly.

5. NetBet — NetBet offers a solid range of payment methods with competitive processing times. E-wallet withdrawals are handled efficiently, and the operator has invested in reducing manual review bottlenecks for repeat customers. Bank transfer withdrawals follow the usual multi-day timeline, but the casino-side processing is generally prompt for verified accounts.

6. Double Bubble Bingo — Don’t let the cheerful branding fool you — Double Bubble Bingo runs a competent payment operation underneath the bubble-themed exterior. Withdrawals via e-wallets are processed relatively quickly, and the platform’s straightforward cashier interface means fewer steps between requesting a payout and having it processed. It’s a smaller operation than the big names, but smaller can mean less queue time.

7. JackpotJoy — JackpotJoy has been paying out to UK players for years, and its withdrawal times are consistent if not record-breaking. E-wallet withdrawals are the fastest route, typically clearing within a day of processing. The casino’s bonus terms are worth reading carefully before you deposit, because wagering requirements can delay how quickly you’re actually able to withdraw in the first place.

8. Bet365 — Bet365 is primarily known as a sportsbook, but its casino product runs on the same efficient payment infrastructure. Withdrawals are processed quickly for verified accounts, with e-wallets again being the fastest option. The operator’s scale means its payment systems handle high volumes without significant slowdowns, which is a genuine advantage during peak periods like weekend sports fixtures.

9. Mystake — Mystake represents the newer generation of online casinos that have entered the UK market with payment speed as a core selling point. The operator supports a broad range of withdrawal methods and processes e-wallet payouts efficiently. As with any newer operator, the withdrawal experience can vary depending on how recently you’ve completed verification, so it pays to get that sorted early.

10. Betfred — Betfred rounds out the list with reliable, if unspectacular, payout times. The operator’s high-street presence gives it a certain operational discipline, and withdrawals are processed in line with industry standards. E-wallet payouts are the quickest option, while card and bank withdrawals follow the usual timelines. Betfred isn’t going to win any speed records, but it’s consistent.

Operator	Typical E-Wallet Payout	Typical Card Payout	Min. Deposit (typical)	Standout Feature
Ladbrokes	Under 24 hours	1–3 working days	£5–£10	Long-established UK market presence
Coral	Under 24 hours	1–3 working days	£5–£10	App-based withdrawal flow
Goldenbet	Within a few hours	1–3 working days	£10	Modern automated processing
888 Casino	Within 24 hours	1–3 working days	£10	Mature verification system
NetBet	Under 24 hours	1–3 working days	£10	Efficient repeat-withdrawal processing
Double Bubble Bingo	Within a few hours	1–3 working days	£10	Straightforward cashier interface
JackpotJoy	Within 24 hours	1–3 working days	£10	Consistent payout track record
Bet365	Under 24 hours	1–3 working days	£10	High-volume payment infrastructure
Mystake	Within a few hours	1–3 working days	£10	Broad payment method coverage
Betfred	Within 24 hours	1–3 working days	£5	High-street operational discipline

What “Instant” Actually Means: Payment Methods Ranked by Speed

The fastest way to get money out of a casino depends almost entirely on which payment method you use. Some methods are built for speed; others are built for security and take their time. Here’s how the main withdrawal options compare, and where each one fits in the payout timeline.

E-wallets are the undisputed speed champions of casino withdrawals. Skrill, Neteller, PayPal, and similar services process payments through closed-loop networks that don’t involve the traditional banking system, which means money can move from a casino to your e-wallet in minutes rather than days. For UK players, PayPal is particularly popular because it’s widely supported and familiar, while Skrill and Neteller are the go-to options at casinos that prioritise fast payouts. The catch? Some casinos exclude e-wallet deposits from bonus eligibility, so if you’re chasing a welcome offer, check the terms before funding your account with Skrill.

Debit cards sit in the middle of the speed spectrum. Visa and Mastercard withdrawals are universally accepted, but they’re also the slowest non-bank option because the money has to clear through the card payment network. Even with zero casino-side delay, you’re looking at 1 to 3 working days for funds to appear, and weekends don’t count. Card withdrawals also tend to be the most heavily scrutinised by casino fraud teams, which means higher-value withdrawals may trigger additional review steps.

Bank transfers and open banking payments occupy the slowest lane, though the gap is narrowing. Traditional bank transfers can take 3 to 5 working days, but open banking services — which let casinos send money directly to your bank account via API connections — are cutting that down significantly. Some operators using open banking infrastructure can now complete bank withdrawals within 24 hours, which would have been unthinkable five years ago. It’s still slower than an e-wallet, but the improvement is real.

Prepaid cards and vouchers, such as Paysafecard, are deposit-only at most casinos. You can’t withdraw to them, so they’re irrelevant for this particular conversation — worth knowing before you deposit with one and then wonder where your withdrawal option went.

Payment Method	Typical Casino Processing	Typical Total Time	Bonus Eligible?	Best For
Skrill / Neteller	Minutes to a few hours	Under 1 hour	Often excluded from bonuses	Speed-focused withdrawals
PayPal	Within a few hours	Under 24 hours	Usually eligible	Convenience and familiarity

Why Your Withdrawal Is Taking Longer Than Advertised

Almost every “instant withdrawal” complaint traces back to one of three things: an unverified account, an unfinished wagering requirement, or a payment method mismatch. None of these are casino conspiracies — they’re structural features of how regulated gambling works, and understanding them saves you from the frustration of staring at a pending withdrawal screen wondering what went wrong.

Identity verification is the big one. UK-licensed casinos are required by the Gambling Commission to verify your identity before releasing funds, and this isn’t a formality — it’s a legal obligation with real penalties for non-compliance. If you’ve deposited and played without completing full KYC, your first withdrawal will trigger a verification request, and until you provide the required documents (typically photo ID, proof of address, and sometimes proof of payment method), your withdrawal sits in limbo. The fix is simple: complete verification as soon as you register, not when you’re trying to cash out.

Wagering requirements are the second most common delay. If you’ve claimed a bonus, you can’t withdraw until you’ve met the playthrough conditions — usually somewhere between 20x and 40x the bonus amount, though some operators push higher. A £50 bonus with a 35x wagering requirement means you need to place £1,750 worth of bets before the bonus funds (and any winnings from them) become withdrawable. This isn’t a withdrawal speed issue; it’s a bonus terms issue, but it feels identical from the player’s side.

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Payment method mismatches trip people up more often than you’d expect. Many casinos require you to withdraw to the same method you deposited with, at least up to the amount of the original deposit. If you deposited £200 via Visa and then won £800, some casinos will return the £200 to your card and let you send the remaining £600 to an e-wallet — but only if you’ve set that up in advance. And if you deposited with a method that doesn’t support withdrawals (like certain prepaid options), you’ll need to arrange an alternative before the casino will process anything.

Fast Withdrawal Casino Apps: Payouts on the Move

Mobile gambling now accounts for the majority of online casino activity in the UK, and withdrawal speed on mobile matters just as much as on desktop. A casino might process payouts quickly on its website but have a clunky app-based withdrawal flow that adds unnecessary steps. The best casino app experiences let you request a withdrawal in three taps or fewer, with clear status tracking so you’re not left guessing where your money is.

Several of the operators on this list have invested heavily in their mobile withdrawal experience. Ladbrokes and Coral, for instance, both offer app-based withdrawal requests with real-time status updates, which removes the anxiety of a pending payout. Bet365’s app integrates its casino and sportsbook withdrawal functions into a single cashier, so you’re not juggling separate payment interfaces depending on where you won. And newer operators like Goldenbet and Mystake tend to design mobile-first, which means their app withdrawal flows are often smoother than their desktop equivalents.

One practical tip for mobile withdrawals: biometric authentication. Most major casino apps now support fingerprint or face ID login, and enabling it speeds up the withdrawal confirmation process significantly. Instead of typing a password while standing on a bus, you glance at your phone and the request goes through. It’s a small thing, but it’s the difference between a 30-second withdrawal request and a two-minute one that you abandon halfway through.

The casino app space in 2026 is competitive enough that payout speed has become a genuine differentiator rather than a nice-to-have. Operators that process mobile withdrawals efficiently retain players; those that don’t watch them migrate to competitors. It’s one of the few areas where the market incentive actually aligns with the player’s interest.

Safe Online Casinos UK: Licence, Regulation, and What to Check

Speed means nothing if the casino isn’t legitimate. The UK Gambling Commission (UKGC) is the regulator that matters for UK players, and any casino accepting British customers must hold a valid UKGC licence — there are no exceptions, no grey areas, and no “offshore but it’s fine” workarounds that hold up under scrutiny. A UKGC licence means the operator is subject to strict rules on player fund protection, fair gaming, responsible gambling tools, and advertising standards.

Checking a casino’s licence status takes about thirty seconds. The UKGC maintains a public register at gamblingcommission.gov.uk, where you can search any operator by name and see their licence number, status, and any enforcement actions. If a casino doesn’t appear on that register, or if its licence has been suspended or revoked, walk away. Legitimate operators display their UKGC licence number in the footer of their website, and it should match what you find on the Commission’s register.

Beyond the licence itself, there are several practical markers of a safe online casino. Player funds should be held in segregated accounts, separate from the operator’s operating capital — this means that if the casino goes bust, your balance is protected. The site should use SSL encryption (look for the padlock in the browser bar) and offer responsible gambling tools like deposit limits, session timers, self-exclusion via GAMSTOP, and reality checks. These aren’t optional extras; they’re regulatory requirements, and their absence is a red flag.

The distinction between a

The distinction between a UKGC-licensed casino and an unlicensed one isn’t theoretical — it’s the difference between having a regulatory body you can complain to and having absolutely no recourse when something goes wrong. The Commission has the power to fine operators millions of pounds, suspend licences, and force compensation payments to affected players. None of that exists in the offshore world, where “customer support” is a chatbot and “dispute resolution” is whatever the operator decides it is that morning.

How We Test and Rank Fast Payout Casinos

Transparency about methodology matters, especially in a niche where “top 10” lists are frequently just affiliate rankings dressed up as editorial judgment. The operators on this page were assessed across several concrete criteria, and the weighting favours payout speed above all else — because that’s the subject of this guide, not bonus size or game variety.

Payout speed was evaluated across multiple payment methods rather than just the fastest one available. A casino that pays e-wallet withdrawals in 20 minutes but takes 7 working days for card payouts gets marked down, because most players don’t use a single method exclusively. Processing consistency also factored in — a casino that pays fast on Tuesday but mysteriously slow on Friday isn’t reliable, and reliability is the whole point.

Verification efficiency was assessed by examining how quickly operators complete KYC for new players and whether the process is clearly communicated upfront. Casinos that front-load verification — asking for documents at registration rather than at first withdrawal — score higher, because it eliminates the most common source of withdrawal delays. Payment method coverage was also evaluated: a casino that supports only bank transfers for withdrawals isn’t really an instant withdrawal casino, regardless of what its homepage claims.

Finally, each operator’s regulatory standing was checked against the UKGC’s public register, and their responsible gambling tooling was reviewed. A fast payout means nothing from an operator that’s been fined for responsible gambling failures — speed without safeguards is just a faster way to lose money.

New Online Casinos 2026: Are the Newcomers Actually Faster?

New casinos entering the UK market in 2026 are, on average, faster at processing withdrawals than their established competitors. This isn’t a coincidence — it’s a structural advantage. Newer operators build their payment infrastructure on modern automation from day one, whereas legacy casinos are often running payment systems that were designed a decade or more ago and patched incrementally since. The result is that new entrants can offer genuinely quicker payout times without cutting corners on compliance.

That said, newness carries its own risks. A brand-new casino might process withdrawals quickly because it has few players and therefore short queues — but that same low volume means it hasn’t been tested under pressure. What happens to payout speeds when the casino hits 50,000 active players and the marketing budget kicks in? Nobody knows yet. Established operators like Ladbrokes, 888 Casino, and Bet365 have proven payout infrastructure across millions of transactions, which is a different kind of assurance entirely.

The sweet spot in 2026 tends to be operators that have been in the UK market for two to four years — long enough to have processed meaningful volume, recent enough that their systems aren’t legacy relics. Goldenbet and Mystake, both featured on this list, fit that profile reasonably well. They’re not brand new, but they’re also not running payment infrastructure that predates the smartphone era.

For players considering a new online casino, the practical advice is straightforward: test the withdrawal process with a small amount before committing serious funds. Deposit £20, play a bit, withdraw, and see how long it takes and how much friction is involved. If the process is smooth at £20, it’ll be smooth at £200. If it’s a maze at £20, no amount of bonus money is going to fix that.

Bonuses and Wagering: The Hidden Delay Behind “Instant” Withdrawals

Here’s where the marketing gets genuinely misleading. A casino can advertise instant withdrawals and still leave you waiting days to access your own money, because a bonus you claimed three weeks ago has a wagering requirement you haven’t met. The “instant” applies to the withdrawal processing — not to the question of whether you’re actually eligible to withdraw yet. And casinos know exactly how confusing this is.

Wagering requirements vary significantly across the UK market, and they’ve been trending downward as competition intensifies. The typical range for welcome bonuses in 2026 sits between 20x and 35x the bonus amount, with some operators pushing as low as 10x to attract bonus-savvy players. A £50 bonus at 20x requires £1,000 in total bets before withdrawal; the same bonus at 40x requires £2,000. That’s the difference between clearing a bonus in a weekend session and clearing it over several weeks of casual play.

Game contribution rates add another layer of complexity. Slots typically contribute 100% of each bet toward wagering requirements, but table games often contribute far less — sometimes as little as 10% or 20%. So £500 of blackjack bets might only count as £50–£100 toward your wagering requirement, depending on the casino’s terms. Live casino games are even more variable, with some operators excluding them entirely from bonus wagering. If you’re a table game player, a “low wagering” bonus might effectively be a high wagering bonus in disguise.

The practical takeaway: if fast withdrawals are your priority, consider playing without a bonus at all. A no-bonus deposit means every pound you win is immediately withdrawable, subject only to the casino’s standard processing time. It’s less exciting than a 100% match offer, but “exciting” and “fast access to your money” are often mutually exclusive concepts in this industry.

Responsible Gambling and Fast Payouts: A Necessary Pairing

Speed of withdrawal is a player protection feature, not just a convenience. The ability to cash out quickly and easily is one of the safeguards that keeps gambling within healthy bounds — when access to your own money is delayed or obstructed, the temptation to keep playing instead of walking away increases. This is why the UK Gambling Commission has taken an increasingly firm stance on withdrawal friction as a responsible gambling issue, not merely a customer service one.

UK-licensed casinos are required to offer a range of responsible gambling tools, and the best operators make these easy to find and easy to use. Deposit limits can be set daily, weekly, or monthly, and once set, they can only be increased after a cooling-off period — a deliberate design choice that prevents impulsive limit changes. Session timers remind you how long you’ve been playing, reality checks display your net position, and self-exclusion via GAMSTOP blocks you from all participating UK gambling sites simultaneously.

Fast payouts and responsible gambling tools work together more naturally than most players realise. If you’ve set a session limit and the alarm goes off, the ability to withdraw your remaining balance immediately — rather than waiting three days for a bank transfer — makes it genuinely easier to stop. Casinos that make withdrawals difficult are, whether they admit it or not, creating friction that works against responsible play. It’s one of the reasons payout speed deserves to be a factor in choosing where you gamble, not an afterthought.

For anyone who’s concerned about their own gambling or someone else’s, support is available around the clock. The National Gambling Helpline (0808 8020 133) provides free, confidential advice, and GAMSTOP allows you to self-exclude from all UK-licensed gambling sites for periods of six months, one year, or five years. These services exist because the industry, for all its marketing polish, carries real risks — and the fastest withdrawal in the world doesn’t help if the problem is knowing when to use it.

Which casino has the fastest withdrawals in the UK?

There isn’t a single definitive answer, because payout speed varies by payment method and account status. E-wallet withdrawals are generally fastest across the board, with several UK-facing operators processing them within a few hours for verified accounts. Goldenbet, Mystake, and Double Bubble Bingo tend to sit at the quicker end of the spectrum, while established names like Ladbrokes and 888 Casino offer reliable, consistent processing times that rarely deviate from their stated windows.

Do all casinos offer instant withdrawals?

No. “Instant withdrawal” is a marketing term that applies to specific payment methods under specific conditions — usually e-wallets, for verified accounts, with no active bonus wagering requirements. Bank transfers and card withdrawals will never be truly instant, because the banking system itself introduces delays that no casino can control. Any operator claiming instant payouts across all methods is being creative with the definition.

Why is my casino withdrawal pending for so long?

Three usual suspects: your account isn’t fully verified, you have an unfinished wagering requirement from a bonus, or your withdrawal method doesn’t match your deposit method. Pending withdrawals are also more common on weekends and bank holidays, when manual review queues back up and payment processors operate on reduced schedules. Check all three before contacting support — in most cases, the delay is procedural rather than deliberate.

Are e-wallets really faster than debit cards for casino withdrawals?

Yes, consistently and significantly. E-wallets like Skrill, Neteller, and PayPal process payments through closed-loop networks that bypass traditional banking rails, which means money can move from a casino to your e-wallet in minutes. Debit card withdrawals have to clear through the card payment network, which adds 1 to 3 working days regardless of how quickly the casino processes the request. The trade-off is that some casinos exclude e-wallet deposits from bonus eligibility.

Can I withdraw casino winnings to a different payment method than I deposited with?

Sometimes, but not always, and the rules vary by operator. Most UK casinos require withdrawals to go back to the original deposit method up to the amount of the initial deposit — this is an anti-money-laundering requirement, not a casino preference. Winnings above the deposit amount can often be sent to an alternative method, but you’ll typically need to have that method registered and verified in advance. If you deposited with a method that doesn’t support withdrawals, you’ll need to arrange an alternative before requesting a payout.

How long does identity verification take before I can withdraw?

If you’ve completed KYC at registration, verification is usually instant or near-instant for subsequent withdrawals. If you’re submitting documents for the first time at the point of withdrawal, expect the process to take anywhere from a few hours to 48 hours, depending on the casino’s review queue and the quality of the documents you provide. Clear photos of a valid passport or driving licence, a recent utility bill or bank statement for proof of address, and a photo of the front of your deposit card (with the middle digits covered) are the standard requirements.

Do new casinos pay out faster than established ones?

On average, yes — new casinos tend to process withdrawals more quickly because they’ve built their payment systems on modern automation rather than legacy infrastructure. But newer operators haven’t been tested at scale, so their payout speeds under high volume remain unproven. Established operators like Bet365 and Ladbrokes have processed millions of withdrawals across every market condition, which is a different kind of reliability. The safest approach is to test any new casino with a small withdrawal before committing significant funds.

And the verification photo upload on mobile — half the time it rejects a perfectly clear image of a passport because the lighting was “insufficient”, and you end up standing in a bathroom at midnight trying to find an angle where the flash doesn’t bounce off the laminate. Every single time.

The document scanner built into most casino apps in 2026 is better than it used to be, but it still has a habit of cropping off the edges of a driving licence or reading a utility bill’s postcode as gibberish. You resubmit. It rejects again. You try a different document. Eventually it goes through, and the whole ordeal has taken twenty minutes of your life that you’ll never get back — all so a machine can confirm that you are, in fact, the person whose name is on the bank account you’ve been using for months.

And then there’s the withdrawal limit question, which nobody warns you about until you hit it. Most UK casinos impose daily, weekly, and monthly withdrawal caps — often somewhere in the range of £2,000 to £10,000 per month depending on the operator and your VIP status, if such a thing exists beyond the marketing department. Win £15,000 on a slot and you’re not walking away with it in one go. You’re walking away with £2,000 now, another £2,000 next week, and the rest in monthly instalments that make a pension payout look speedy. The “VIP” treatment, naturally, involves raising those limits — which is exactly the kind of arrangement that should make you slightly uncomfortable rather than flattered.

Payment method fees are another quiet sting that casinos rarely advertise on the homepage. Some operators pass on the payment processor’s charges to the player, meaning a “free” withdrawal actually costs you a couple of quid in processing fees depending on the method. E-wallets sometimes charge their own conversion or transfer fees on top of that, especially if your casino balance is in GBP and your e-wallet operates in another currency. Bank transfers are usually free at the casino end but may attract a charge from your own bank — typically £1 to £5 for an international transfer, and nothing for domestic UK payments. None of this is hidden in the small print exactly, but it’s buried deep enough that most players discover it the first time they withdraw, which is precisely when they least want surprises.

Weekend and bank holiday processing is the final piece of the puzzle, and it catches people out every single Friday afternoon. Request a withdrawal at 4pm on a Friday and, unless the casino runs fully automated processing around the clock, your request sits in a queue until Monday morning at the earliest. Payment processors operate on business days; banks certainly do. A “24-hour payout” requested on Friday evening effectively becomes a 72-hour payout by the time the weekend is over. The casinos that handle this best are the ones running automated approval systems that don’t depend on a human being sitting at a desk during office hours — and those are, not coincidentally, the same operators that tend to rank highest on speed lists like this one.